Terms and Conditions
We appreciate your interest in our services. In developing our website, operations, and procedures, including the Terms and Conditions outlined below, we have aimed for utmost transparency. Transparency is fundamental to our values, and we endeavor to achieve this by ensuring that these terms are clear and concise.
1. Terms and Conditions
1.1 Finance Partners is a professional practice established under Maltese law, providing financial advisory services. The website www.financepartners.com.mt (the ‘Website’) is designed to offer information regarding the services provided by Finance Partners. It’s important to note that nothing on the Website should be construed as advice, as further explained below. Through the Website, you can:
- Contact us or a member of our team via email.
- Subscribe to our newsletter.
- For details on how information collected through the Website is processed, please refer to our Privacy Notice. The Privacy Notice and other policies, subject to periodic amendments, are integral to these Terms and Conditions. Any mention of the “Terms and Conditions” includes reference to the Privacy Notice and other related policies.
- We reserve the right to amend the Terms and Conditions at any time at our absolute discretion. Your use of the Website indicates your agreement to be bound by the Terms and Conditions, as revised periodically.
- The Terms and Conditions, as updated or amended by the Company from time to time, constitute the entire agreement between you and Finance Partners concerning the use of the Website. Any representations, promises, undertakings, or agreements, whether oral or written, that are inconsistent with the Terms and Conditions, are deemed null and void.
2. Making A Request For A Product
A contractual agreement with Finance Partners is not established through the Website. Quotations for all services will be provided when a representative of Finance Partners responds to your inquiry. A contractual agreement for services will only be finalized if and when a Letter of Engagement is issued in your favor.
3. Your Use Of The Website
3.1 You may not utilize the Website if you are under the age of eighteen (18) at the time of access, unless done so with the involvement of a parent or legal guardian.
3.2 Ensuring the accuracy of information provided to Finance Partners when making an inquiry is your responsibility. We cannot be held liable for any errors made by you during this process.
3.3 The content and information on this Website, along with the infrastructure used to provide such content and information, the Finance Partners logos, Website design, and software contained therein, are proprietary to Finance Partners. Thus, without our prior written consent, you may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, sell, or re-sell, redistribute any information obtained from this Website or make it available on any website, online service, bulletin board of your own, or of any other party, or in hard copy or any other media. Other products and company names mentioned on the Website may be trademarks of their respective owners, which Finance Partners is licensed or otherwise authorized to use.
3.4 You may download, store, and utilize the information on the Website for your personal use, research, or that of your firm or company. Finance Partners’ copyright must remain on all reproductions of material sourced from this Website.
3.5 You shall not:
3.5.1 Depict Finance Partners and/or any services provided through the Website in a false, misleading, derogatory, or otherwise offensive manner.
3.5.2 Create any link to the Website without our prior written consent.
3.5.3 Restrict or inhibit the use or enjoyment of the Website by any third party.
3.5.4 Use the Website: 3.5.4.1 In any way that causes, or is likely to cause, the Website or access to it to be interrupted, damaged, or impaired in any way.
3.5.4.2 For any purpose that is unlawful or prohibited by these Terms and Conditions, or to send, post, transmit, use, or reuse any material that is offensive, abusive, indecent, defamatory, obscene, or menacing, in breach of copyright, trademark, confidence, privacy, or any other right, or is otherwise injurious to third parties or objectionable, including material that consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or “spam”.
3.5.4.3 To cause annoyance, inconvenience, or needless anxiety.
3.6 You acknowledge responsibility for any content posted or otherwise transmitted on the Website by yourself. You further grant Finance Partners the royalty-free, perpetual, irrevocable, non-exclusive, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content, in whole or in part, worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed.
3.7 Finance Partners has the right in its sole discretion to refuse, move, or remove content posted or otherwise transmitted on the Website by yourself if such content in any manner violates or may violate these Terms and Conditions or is otherwise objectionable.
3.8 We may block any person from accessing the Website if such person is in breach of any of these Terms and Conditions.
4. Indemnification
You agree to defend and indemnify Finance Partners, its affiliates, and/or respective suppliers and any of its officers, directors, employees, and agents from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties, or other costs or expenses of any kind or nature, including but not limited to reasonable legal, judicial, and accounting fees, brought by third parties as a result of your breach of these Terms and Conditions, violation of any law, or violation of the rights of a third party.
5. Liability Disclaimer
5.1 While we strive to maintain the accuracy of the information on our Website, there may be inaccuracies or typographical errors. Finance Partners and its affiliates do not guarantee the accuracy of, and disclaim liability for inaccuracies relating to any information displayed on the Website.
5.2 Without prejudice to the foregoing, Finance Partners expressly disclaims any and all liability whatsoever arising from reliance on the contents of this Website, or any part thereof. Additionally, Finance Partners disclaims any liability for any loss or damage suffered by any person due to the information contained on this Website.
5.3 All information on this Website is:
- Provided for general informational purposes only and should not be construed as legal or any other kind of advice.
- Not necessarily comprehensive, complete, or up-to-date.
- Subject to change without notice.
5.4 Nothing on this Website constitutes advice, nor does the transmission, downloading, or sending of any information create any contractual relationship between Finance Partners and the Website user. Individuals should seek appropriate legal or professional advice based on their specific circumstances.
5.5 Finance Partners makes no representations about the suitability of the information on the Website for any purpose. All information is provided “as is” without warranty of any kind. Finance Partners gives no warranties, express or implied, regarding the accuracy, timeliness, or completeness of any information on this Website.
- In no event shall Finance Partners be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising from the use of the Website, including the delay or inability to use the Website, or for any information and services obtained through the Website, whether based on contract, tort, strict liability, or otherwise, even if Finance Partners, its affiliates, and/or their respective suppliers have been advised of the possibility of damages.
- Sometimes, information is linked to external Websites over which Finance Partners has no control, for which Finance Partners assumes no responsibility.
6. Miscellaneous
6.1 No joint venture, partnership, employment, or agency relationship exists between Finance Partners and users as a result of using this Website.
6.2 If any part of these Terms and Conditions is determined to be invalid or unenforceable, the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.
6.3 Any rights not expressly granted herein are reserved.
7. Governing Law & Jurisdiction
These Terms and Conditions and the related Privacy Notice shall be governed by and construed in accordance with Maltese Law. The Courts of Malta shall have exclusive jurisdiction over all claims or disputes arising in relation to or in connection with this Website and its use.